Compare CoverForYou Travel Insurance Policies – Forbes Advisor UK

Who Are Cover For You?

Since 2012, CoverForYou has been providing specialist, online insurance – including travel insurance – via its website. The brand is a trading name of World Wide Internet Insurance Services Ltd, which is an insurance intermediary licensed by the Financial Services Commission in Gibraltar.

Travel insurance policies sold through CoverForYou are underwritten by AXA Insurance UK. This means CoverForYou pays AXA to provide the current insurance arrangements.

Why Should I Consider Cover For You?

Travel cover can be arranged online in minutes and comes with a 24-hour emergency medical helpline and scheduled airline failure protection as standard. CoverForYou policies cover more than 100 sports and activities at no additional cost.

The brand is rated Excellent on TrustPilot with more than 11,000 reviews and is considered a five-star travel insurance provider by Defaqto. CoverForYou has won numerous awards including: Best Claims Service in the 2020 Moneyfacts Consumer Awards and Best Travel Insurance Provider in the 2019 Insurance Choice Awards.

We also included CoverForYou as one of our 10 best providers for cover for covid-related risks.

CoverForYou’s travel insurance policies come with no excess to pay on claims, and policyholders can manage their policies with a dedicated app that locates nearby hospitals, translates common medical issues and medicine names, and calculates the duration of your jetlag.

How To Contact CoverForYou

CoverForYou’s customer service team can be reached Monday to Friday (excluding bank holidays) between 9am and 5pm. For travel insurance policies, customers should phone 0203 137 8981 or email [email protected]

CoverForYou also sells gadget insurance and car hire excess insurance policies. Customers can find contact details for the respective customer services teams on the company’s contact page.

Alternatively, customers can write to CoverForYou, 1st Floor, 6 Silver Court, Watchmead, Welwyn Garden City, AL7 1LT.

Complaints should be made using the phone number 0207 183 0885 or email: [email protected]

You won’t find CoverForYou on Facebook or Twitter.

How To Find The Best Cover For You

When you’ve paid for a trip, or you’re still paying, it’s easy to be tempted for the cheapest possible option when looking for travel insurance – but it’s important to make sure the policy you pick provides the cover you need.

The costs of overseas medical treatment and cancellation of trips account for 85% of all travel insurance claims. After that, loss of baggage and possessions, travel disruption and delayed departures make up the most common claims.

When choosing a policy, you should check what cover you’ll get against each of these kinds of problems, as well as how much excess you’d have to pay to file a claim.

With Covid-19 complicating international travel and increasing the likelihood of cancellations, you’ll also need to look at how the policy handles Covid-related risks. Check out our Best Covid-19 Travel Insurance Policies page for more information.

Why It Makes Sense To Compare Products & Providers

When it comes to insurance, premiums are just the tip of the iceberg. From customer service and claims handling to coverage and excess, there’s a lot to consider when you’re in the market for a policy.

Simply buying a policy because it’s cheap could become a problem later if you find you’re underinsured and end up having to pay to replace your belongings or rebook a trip out of your own pocket.

If you’ve had an annual multi-trip policy that’s due for renewal you might be satisfied that it provides the cover you need, but the quote your insurer gives you may not be competitive. It’s worth checking how it compares to other policies that offer the same coverage.

Also check reviews from customers on sites like TrustPilot. They’ll give a general sense of how satisfied a company’s customers are, and whether the same kinds of complaints are being made by different customers.

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